In order to cancel your Lexington Law app, you need to first login to your account and then click on the ‘Cancel Subscription’ button located on the home page. Once you click on this button, a confirmation page will appear to confirm your cancellation request.
After you click ‘Submit’ on this page, your subscription to the Lexington Law app will be canceled. Alternatively, you can also contact the Lexington Law customer support team for assistance and they will help you cancel the app.
Can you get your money back from Lexington Law?
Yes, you can get your money back from Lexington Law. The company offers a money-back satisfaction guarantee for all clients. If a customer is not satisfied with their service and has been unable to achieve their desired results, they may be eligible for a refund or credit.
To get your money back, you’ll need to contact the firm’s customer service team to discuss your options. You will be asked to provide proof that you have not received the desired outcome and that you have followed the company’s guidelines and protocols.
Please note that if the company cannot provide sufficient proof that you have followed their procedures, they may not be able to honor the money-back satisfaction guarantee. Additionally, a refund or credit may be denied to clients who have already received a refund previously.
How do I cancel my credit repair membership?
Cancelling a credit repair membership can be done in a few simple steps.
Firstly, you will need to contact your credit repair company. You can often find their contact information on their website, or by using an online search. Once you have the necessary contact information, you can call them, send an email, or reach out on social media to express that you wish to cancel your membership.
Depending on the company, some may require you to fill out a cancellation form.
In addition, you may be required to provide information such as your full name, date of birth, contact details, and the date your contract began. When given the option, try to request a confirmation of the cancellation so that you have proof of the process.
Also, be sure to ask the credit repair company if they have any questions or require any further information regarding the cancellation so that you can provide this to them. Once all the necessary steps have been completed, your credit repair membership will be officially cancelled.
Is Lexington Law being sued?
No, Lexington Law is not currently facing any lawsuits. The company is the leader in providing credit repair services, offering a range of services designed to bring consumer’s credit ratings up to a level they can be proud of.
The company also provides credit monitoring services, making sure consumer’s credit is free of inaccurate or incomplete information. As such, Lexington Law has been effective in helping millions of customers restore their credit standings, with many successes.
As for any lawsuits, none have been reported thus far. The company does have an A+ rating from the Better Business Bureau, largely due to its strong customer service and its commitment to consumer credit rights.
Additionally, the numerous success stories compiled by happy customers further highlight the legitimacy and effectiveness of their services. So while some individuals may feel Lexington Law has not lived up to customer expectations, they do not appear to be facing any legal action at present.
What happened Lexington Law?
Lexington Law is a consumer credit repair firm that was founded in 2004 by John C. Heath, a practicing attorney. The company is based in Utah and focuses on removing incorrect or unverifiable information from credit reports.
The firm has a team of lawyers and paralegals that specialize in providing credit repair services and fighting to obtain accurate credit reports for consumers with credit problems.
In 2020, Lexington Law changed their name to CreditRepair. com, after having been acquired by IT supplier AdvanTech. The move came with a new consumer-focused interface and a promise to improve the quality of credit repair services.
And while the name may have changed, the company’s commitment to helping consumers has not. With their new interface, they continue to offer services such as credit monitoring and dispute resolution.
They also have expanded their services to include debt settlement and credit counseling.
Lexington Law/CreditRepair. com is committed to providing consumers with credit education, a streamlined dispute process, and strategies for financial success. They boast of high success rates in removing inaccurate or inaccurate information from credit reports, as well as improving credit scores by 30 points or more.
They also offer a free consultation so that the consumer can decide if their services are the best option for them.
What does creditor intervention mean?
Creditor intervention is a process whereby a creditor (usually a bank) intervenes to help a borrower having difficulty repaying a loan. The creditor may offer different solutions to the borrower including renegotiating the loan, changing payment terms, lowering the interest rate and consolidating the loan.
The aim of the intervention is to try to find a solution so that the borrower can both pay back the loan and continue to meet their other financial needs and obligations. Creditor intervention can also involve other sources of assistance such as debt counseling and access to government assistance programs.
It is generally seen as a positive step for both the borrower and the creditor, giving the borrower assistance and protection, while allowing the creditor to recover as much of the loan as possible.
How many clients does Lexington Law have?
Lexington Law boasts over a million clients served to date, and has successfully resolved more than 1.4 million questionable items from credit reports. The firm, which was founded in 2004, has won numerous industry awards, including “Best Credit Repair Company” from TopConsumerReviews.
com and “Consumer Protection Resource Center Award” from Golden State Council of the Blind. This has earned Lexington Law a great reputation and has allowed them to become one of the most recognized and respected credit repair companies in the industry.
With a team over 500 employees and 15 offices located in Arizona, California, Colorado, Florida, Georgia, Missouri, Nevada, Ohio, Oklahoma, Oregon, Pennsylvania, and Washington, Lexington Law is well-equipped to handle any and all credit repair situations clients may require.
Can you settle secured debt?
Yes, you can settle secured debt. Settling secured debt involves negotiating with your creditor to pay them less than the full amount you owe. This can be done through a variety of methods, such as debt management plans, debt consolidation, and debt settlement negotiation.
With debt management plans, you make one monthly payment to a credit counseling agency, who distributes it to your creditors according to the negotiated plan. When consolidating debt, you usually take out a loan to pay off your current debts and then make one single payment to your lender.
Finally, settling secured debt involves negotiating with your creditor to pay them a lesser amount than what you owe, in exchange for them forgiving the remaining balance.
Regardless of the method you use to settle secured debt, it is important to remember that it will have a negative effect on your credit score. Additionally, depending on your financial situation, settling secured debt may mean sacrificing property, such as your home.
That is why it’s important to explore all possible options that are available to you before you consider coming to an agreement with your creditor.
Is credit repair com a legit company?
Yes, Credit Repair Com is a legitimate company that has helped consumers improve their credit scores and credit standings since 1997. The company prides itself on its customer service and expertise, offering personal credit evaluations and customized credit repair plans to meet individual needs.
They offer a 100% money back guarantee if they fail to improve a client’s credit score in the first six months. Credit Repair Com also stays up to date with laws and regulations regarding credit and credit report accuracy.
They are a BBB-accredited business, have received an A+ Mark from the Better Business Bureau and have been endorsed by experts in the credit repair industry.
Does Lexington Law have money back guarantee?
Yes, Lexington Law does have a money back guarantee. Their 90 day money back guarantee allows you to cancel your service within 90 days and receive a full refund if you’re dissatisfied with their services.
To qualify for the money back guarantee, you must use their service for at least 30 days, and your claim must be approved by a lawyer or paralegal who is licensed to practice law in your state. To initiate the money back guarantee, you must contact Lexington Law’s Customer Care team and clearly state that you want to take advantage of the money back guarantee.
Your plan will be cancelled after they process the refund. This process can take up to 60 days.
What happens when you win a credit dispute?
When you win a credit dispute, it can be an incredibly satisfying feeling. Winning a credit dispute will help to improve your credit record and can have a positive long-term effect on your ability to acquire credit in the future.
When you win a credit dispute, the credit bureau you filed the dispute with, such as Equifax, Experian or TransUnion, has to remove the inaccurate, incomplete or unverifiable information from your credit report.
According to the Fair Credit Reporting Act of 1970, the credit bureaus must remove this inaccurate information within 30 days. Typically, the credit bureau will send you a letter notifying you that your dispute was successful.
This letter should provide details about who is responsible for the inaccurate information being removed.
In addition to the inaccurate information being removed, you may also be eligible for compensation if your dispute went to court. The amount of compensation varies depending on the amount of harm caused to you and how the matter was resolved.
It can be beneficial to carefully monitor your credit report regularly to ensure accuracy. Doing this and being aware of your credit report can help you correct any mistakes or discrepancies quickly.
How do I remove a charge off from my credit report?
The best way to remove a charge off from your credit report is to contact the creditor and explain why the charge off occurred and why it should be removed. Depending on the circumstances, they may be willing to remove the charge off if it is accepted by them as your being able to pay the debt in the future.
If the creditor won’t remove the charge off, you can try disputing it with the credit bureau that is reporting it, as there are legal provisions that must be met in order for them to continue reporting it.
A charge off may also be removed by paying it off, as this will show that the debt has been taken care of, yet it will still be a negative mark on your credit score. You may also contact a credit repair service to review your credit report and assist in getting it removed.
Can you remove a late payment from your credit score?
Yes, it is possible to remove a late payment from your credit score as long as it meets certain criteria. For example, you may be able to have a late payment removed if you can prove that it was the result of an error.
Additionally, you may be able to argue for a goodwill adjustment if you can show that the credit reporting agency was negligent in reporting the late payment, or if you can show extenuating financial hardship.
You should keep in mind, however, that it is ultimately up to the credit reporting agency to decide if they are willing to remove a late payment from your credit score. Even if you strongly believe that you have a good case for removal, your request might still be denied.
In some cases, you may be able to provide additional evidence or take other steps to help build a case for removal. If a late payment cannot be removed, you may be able to ask the credit agency to note it in your credit history as the result of an error or extenuating circumstances.
How do I contact CreditRepair com?
You can contact CreditRepair. com in several ways. You can call them on 1-866-756-8273 and speak to one of their credit repair specialists, or you can email them at help@creditrepair. com. You can also chat online with a specialist or fill out an online form by visiting the Contact Us tab on their website.
If you’d prefer to speak in person, they also have Customer Service Centers located around the United States that you can visit. Lastly, if you’d like to keep up with their latest news and updates, you can follow them on social media platforms such as Facebook, Twitter and Instagram.
Does credit repair com actually work?
In short, yes – credit repair companies can help you improve your credit score, but the effectiveness and reliability of a particular credit repair company depends on their services, customer reviews, and customer experience.
For many people, credit repair companies can make a real difference in their credit score and overall financial health.
The Credit Repair Organizations Act (CROA) requires credit repair companies to follow certain steps and practices when they are assisting customers with credit repair. This helps to ensure that customers receive quality services and that any claims made by the company are accurate and fulfilled.
A reputable credit repair company will typically use a proven system to dispute errors to the three major credit bureaus and get inaccurate and incomplete information removed from your credit report.
They will provide you with updates about which items have been disputed, for how long and which items have been successfully removed. Also, a good credit repair company will work with you to implement strategies that help you build your credit.
Ultimately, it’s important to do your research on any credit repair company you’re considering. Make sure to read customer reviews, research their services and get a clear understanding of what they can do for you before signing up.
Can a credit repair company erase a poor credit history?
No, a credit repair company cannot erase a poor credit history. Credit repair cannot erase negative items from your credit report, but it can work to improve it by challenging any inaccurate or unverifiable items with the credit bureaus and creditors.
As changes are made to your credit report, your credit score can improve and a better credit record may be established. Some actions that a credit repair company can take to improve a credit score include:
• Reviewing the credit reports for inaccuracies
• Negotiating with creditors to remove late payments
• Disputing inaccurate or incomplete items on the credit report
• Requesting removal of public record items
• Assisting with improving payment history
Although a credit repair company may be able to repair your credit report, there are also steps you can take on your own. These include monitoring your credit reports yourself, regularly paying your bills on time, and not taking on any new debt.
Another important step you can take is to create a budget, pay down any existing debt, and stick to your budget.
Remember, it is the combination of credit repair services and changes in your own spending habits that will help keep your credit history in good standing.
Does credit Repair affect credit score?
Yes, credit repair can affect your credit score. The way that credit repair affects your credit score depends on the types of services that you use. Generally, credit repair services are focused on disputing errors on your credit reports and helping you to take care of your debts.
They can also help you to improve your overall credit habits.
When you make use of credit repair services, the credit bureaus may investigate any potential inaccuracies or outdated information on your credit report. This could result in your current accounts being updated, or old unpaid accounts being removed altogether.
Both of these actions can reflect positively on your credit score.
That said, while credit repair can have a positive effect on your credit score in the long run, it’s important to note that it won’t happen overnight. Building credit is a long-term process, and credit repair won’t fix your credit instantly.
It may take several months or even years to see a noticeable improvement in your score, depending on the situation.
Overall, credit repair is one potential way to improve your credit score, but it’s important to understand how credit repair works and plan for the long-term commitment to improving your financial health.
Can you pay someone to clean up your credit report?
Yes, you can pay someone to clean up your credit report. A reputable credit repair company can help you remove inaccurate, incomplete, or outdated items from your credit reports. They will do this by directly contacting the major credit bureaus and other creditors to dispute inaccurate information on your credit report.
They will also help you identify areas of improvement and tailor a plan of action towards making sure your credit report stays in good shape for the future. Credit repair companies typically charge a one-time fee for their services and the fee varies from company to company.
Additionally, the company will keep track of all correspondence and document your progress in case of any disputes. Ultimately, hiring a professional credit repair service is an effective way to quickly and efficiently clean up your credit report for the long term.
Is CreditRepair com expensive?
CreditRepair. com can be considered expensive depending on the service you opt for. They offer three different plans – Standard, Premier, and Premium – which cost, respectively, $99.95, $129.95 and $149.
95 per month, plus a one-time fee of $14.95. However, this payment is not a requirement to use their services. You can cancel anytime and they offer a full refund if you are not happy with the services provided.
Additionally, CreditRepair. com offers a full money-back guarantee if you are dissatisfied with the services within six months of signing up. All in all, CreditRepair. com may appear expensive, but they offer a variety of services and a money-back guarantee to ensure satisfaction.